Residential Mortgage Lending By Community Banks In a "Post-Reform" World--A Comprehensive Review of Statutory and Regulatory Changes to Mortgage Lending
Speaker: Joe Lynyak, Partner, Venable LLP
Register Now!
Event Details
October 20, 2010
1:00 – 2:30pm CT
2:00 - 3:30pm ET
12:00 - 1:30pm MT
11:00am - 12:30pm PT
Program Description
In the last year the residential mortgage industry has been confronted by enormous changes -- which continue both in statutory and regulatory arenas. This webinar will bring you up to date on current and proposed changes your bank needs to understand and anticipate, including the following:
- Federal SAFE Act implementation
- Revised RESPA disclosures and recent HUD interpretations
- Proposed modifications to the mortgage lending provisions for closed-end mortgage lending under Regulation Z
- Proposed changes to HELOC lending under Regulation Z
- Wholesale amendments to mortgage lending included in the Dodd-Frank Act
- The status of the CFPB and its impending roles in the residential mortgage process
- Additional structural changes to residential mortgage lending on the horizon
Special Emphasis for this Program--the Prohibition on Payment of YSPs as Compensation to Both Bank Employees and Loan Brokers
Last August the Federal Reserve Board elected to implement many of its proposed prohibitions on the use of yield spread premiums--which has created significant controversy and concern in the banking and mortgage industries. Accordingly, these new rules will be highlighted, including exemptions and possible structures that banks may continue to utilize.
About the Presenter
Joe Lynyak is a partner in the Washington, D.C., and Los Angeles offices of Venable LLP. He focuses his practice on the regulation and operation of financial services intermediaries. Mr. Lynyak's practice includes the representation of foreign and domestic banks, savings associations, holding companies, mortgage banking companies and their subsidiaries and affiliates. He provides financial intermediaries advice in the areas of strategic planning, application and licensing, legislative strategy, commercial consumer lending, examination, supervision and enforcement and general corporate matters.
Webinar Cost
Please note that the priceof $199 for this webinar includes:
- One connection per site into the live online webinar
- Presentation Materials
- If ordered, the playback link will be emailed to you within 72 hours of the live webinar
Credit card payments only for online registration, if you prefer to pay by check, please contact Bankerstuff customer service at the number below. You will be prompted for your credit card information when you register. MasterCard, Visa and AmericanExpress are accepted. If you have any questions regarding payment information, please contact Bankerstuff at 1.866.599.8234 X 701 or email us at jeff@bankerstuff.com.
Cancellation Policy: If you need to cancel your registration, you must contact Bankerstuff 24 hours prior to the start of the webinar. You will receive a full refund of all fees paid less a $25.00 cancellation charge. To cancel, please call Bankerstuff at 1.866.599.8234 X 701 or email us at jeff@bankerstuff.com.
Residential Mortgage Lending By Community Banks In a "Post-Reform" World--A Comprehensive Review of Statutory and Regulatory Changes to Mortgage Lending
Speaker: Joe Lynyak, Partner, Venable LLP
Register Now!
Event Details
October 20, 2010
1:00 – 2:30pm CT
2:00 - 3:30pm ET
12:00 - 1:30pm MT
11:00am - 12:30pm PT
Program Description
In the last year the residential mortgage industry has been confronted by enormous changes -- which continue both in statutory and regulatory arenas. This webinar will bring you up to date on current and proposed changes your bank needs to understand and anticipate, including the following:
- Federal SAFE Act implementation
- Revised RESPA disclosures and recent HUD interpretations
- Proposed modifications to the mortgage lending provisions for closed-end mortgage lending under Regulation Z
- Proposed changes to HELOC lending under Regulation Z
- Wholesale amendments to mortgage lending included in the Dodd-Frank Act
- The status of the CFPB and its impending roles in the residential mortgage process
- Additional structural changes to residential mortgage lending on the horizon
Special Emphasis for this Program--the Prohibition on Payment of YSPs as Compensation to Both Bank Employees and Loan Brokers
Last August the Federal Reserve Board elected to implement many of its proposed prohibitions on the use of yield spread premiums--which has created significant controversy and concern in the banking and mortgage industries. Accordingly, these new rules will be highlighted, including exemptions and possible structures that banks may continue to utilize.
About the Presenter
Joe Lynyak is a partner in the Washington, D.C., and Los Angeles offices of Venable LLP. He focuses his practice on the regulation and operation of financial services intermediaries. Mr. Lynyak's practice includes the representation of foreign and domestic banks, savings associations, holding companies, mortgage banking companies and their subsidiaries and affiliates. He provides financial intermediaries advice in the areas of strategic planning, application and licensing, legislative strategy, commercial consumer lending, examination, supervision and enforcement and general corporate matters.
Webinar Cost
Please note that the priceof $199 for this webinar includes:
- One connection per site into the live online webinar
- Presentation Materials
- If ordered, the playback link will be emailed to you within 72 hours of the live webinar
Credit card payments only for online registration, if you prefer to pay by check, please contact Bankerstuff customer service at the number below. You will be prompted for your credit card information when you register. MasterCard, Visa and AmericanExpress are accepted. If you have any questions regarding payment information, please contact Bankerstuff at 1.866.599.8234 X 701 or email us at jeff@bankerstuff.com.
Cancellation Policy: If you need to cancel your registration, you must contact Bankerstuff 24 hours prior to the start of the webinar. You will receive a full refund of all fees paid less a $25.00 cancellation charge. To cancel, please call Bankerstuff at 1.866.599.8234 X 701 or email us at jeff@bankerstuff.com.