INNOVATIVE ITEM DATE ADDED TO ARCHIVE FRB - Consumer Compliance Outlook 4Q 08: Fed's quarterly publication covering changes to Reg Z, Affiliate Marketing, and CRA for Minority Owned Institutions. Important to keep up with these changes. 4/28/09     Treasury Websites on Economic Stabilization: There is a lot of discussion about what is (or isn't) in the government stimulus package. Check out the Treasury's own website that covers all aspects of the Plan. Want to see how the money is spent? Check out the recovery website! 4/28/09     2009 Proposed Credit Card Legislation: Read Carl Levin's press release pertaining to the proposed Dodd-Levin bill introduced Feb 11th. This legislation has far-reaching implications and should be researched by all. 4/28/09     Wall Street Nation: WallStNation is a self-proclaimed "independent financial newspaper" that captured our attention right away. It is a concise consolidation of current investor news, videos, links and updates without confusion and clutter. Hats off to useful web resource! 4/28/09     Bank Director 2008 Performance Scorecard: A valuable .pdf that details the top ranking banks for last year, according to Bank Director magazine. Check it out to see where your institution got ranked. 4/28/09     22 Proven Ways for Banks to Avoid Financial Threats:  A Banker Survival Guide written by award-winning journalists at FinCri Advisor.  They are a new online financial services tool hosting in-depth actionable content covering everything from D&O insurance to TARP to toxic assets & workout tips.  4/28/09     The New FDIC Assessment: Interesting commentary from Sheshunoff giving their perspective on the impact of the new FDIC assessment on deposits to Community Banks.  4/14/09     Davos - World Economic Forum: The relevance of this annual event (starting Jan 28 '09) is greater this year than any other in history. If you aren't able to be in Switzerland in person, then check out the official website. This is the gathering of the century...check it out. 2/7/09     Check out this blog on SBA loans from SBA OneSource a company helping community banks take advantage of the SBA 7a loan guarantee program. 2/7/09     2008 FDIC Study of Bank Overdraft Programs: Did you know that total NSF-related fee income accounts for 6% of total net bank operating revenues? One of the many facts in the FDIC's research of Overdraft programs. A 'must read' research study just released (November 2008). 12/27/08     Identity theft is one the biggest concerns consumers have when dealing with their finances, and banks can win loyalty and keep customers if they understand these concerns and have good systems in place to protect their customers.  Check out this study done by Harris Interactive for Secure Identity Systems to get more information on how consumers feel about identity theft. 12/27/08     Interested in Emerging Payments and Payment Technology?....check out this site from the Federal Reserve Bank of Boston and the Emerging Payments Research Group....a wealth of information!  Here is sample presentation given by Marianne Crowe of the EPRG. 12/27/08     Do you understand the "Digital Native"? Learn more about how these important and growing consumers think by watching this 3 minute flash presentation by Dan Fisher of the Copper River Group. 12/27/08     With everything going on in the industry, it's hard to stay focused on day to day business....but don't forget that the Red Flag deadline is approaching.  Bryan Ansley, CEO of Secure Identity Systems, shares some insight into Red Flag and other topics: "Phishing for a Banking Solution", "Is Your Institution Red Flag Ready?", "Identify Theft Protection is a No-Brainer" and "Fighting Fraud Takes a Mix of Tools" 10/9/08     Check out which U.S. cities are going to be hit hardest by the recent financial crisis in this Business Week article "Towns That Could be Hit Hardest by The Financial Crisis". 10/9/08      Public Statements from the U.S. Treasury: Get the most recent, up-to-the-moment statements on the financial crisis directly from the Treasury Department! 10/9/08      Financial Services Fact Book 2008:  Not totally current given events this month, but this free download from Financial Services Roundtable has great facts and figures if you need to supplement a presentation or research. 9/25/08      Public Statements from the U.S. Treasury: Read Friday's press releases and statements from Secretary Paulson on the Treasury's response to the Government bailout. 9/25/08      Interested in learning more about card loyalty and rewards?  Check out this information packed article from My Rewards: Today's Driver of Primary Banking Relationships. 9/15/08      J D Power 2008 U.S. Bank Ratings: If you haven't seen the 2008 J D Power ratings of banks, you owe it to yourself to check it out. Always a great list open to lots of debates! 9/15/08      Mobile Banking: Are banks (and their customers) really embracing Mobile Banking?! Read "Mobile Banking Takes Off...or Does It?" in Bank Systems and Technology. Also check out BS&T The State of Mobile Banking for other interesting articles. 8/27/08      Red Flag Regulations: Even though it promotes their services, NXG Strategies has developed a good website dedicated to helping bankers (and others) understand the implications of November's Red Flag Regulations. 8/27/08      Overdraft Fees: Given the sensitivity and concern in Washington with bank overdraft fees, read this August report from the Consumer Federation of America on their survey of Fees Charged by the Top 10 Banks. 8/18/08      The Top Mistakes Made with Excel: Thanks also to Erin for pointing out this CFO Magazine article on the worst mistakes made by Excel Users! 8/6/08     NACHA Extension of IAT Deadline: Blogger Erin McCune comments on the recent extension of the changes required for banks to be compliant with International ACH Transactions. Read Erin's blog as well as the Q&A developed by Arlene Chapman of AFP. 8/6/08     Bureau of Labor Statistics: Ok, not the most exciting website, but it's a wealth of free research! The Career Guide to the Banking Industry has up-to-date (2006-2007) info on employment data. 8/6/08     Battle for DDA Access Continues! Which payment mechanism is shaping up to be the winner?! Read Glenbrook Partners Carol Coye Benson's interview this week with insights from NACHA Chairman Steve Ellis! Quality stuff! 7/31/08     Travel Stuff! At bankerstuff, we know financial services professionals travel much more now than ever before. To help, we will be adding a new section to bankerstuff with links that may make travel easier. As an example, if you fly alot and want to choose the best seats on a plane, this site is for you!  7/31/08     Consumer Action's 2008 Credit Card Survey is here! Consumers should not need a crystal ball when they enter a contract,” said Linda Sherry of Consumer Action. “When cardholders accept the offered price they don’t know how ‘market conditions’ will impact the cost of carrying a balance that they took on at a much lower interest rate.” 7/31/08     "Will Competition Take a Bite out of Interchange?"  ...you gotta read the article to find out! 7/31/08     The Five Biggest Winners and the Five Biggest Losers in the banking crisis, from MSN Money. 7/31/08     We are always interested in novel approaches to conferences and events. James Gardner's perspective this week on BarCamp Bank provides some insight into one type of Open Space format. It may not take off right away, but it is definitely an interesting alternative to traditional events. 7/24/08     Improve e-mail marketing!  One of the easiest, least expensive, and most overlooked ways to make e-mail efforts more effective is testing. This is true no matter what type of e-mail you send, no matter what your e-mail business goals.  Jeanne Jennings provides a step by step guide to testing approaches that get results!  7/24/08     If Call Center Management is important to you, check out this impressive range of free and insightful articles from around the world, at the International Customer Management Institute (ICMI). Priceless! 7/24/08     Intrigued by all the recent news regarding interchange?  Read here for more information on how the Decoupled Debit Card is affecting interchange. If you're curious about all the press regarding Convenience Stores/Gas Stations, read this article by Glenbrook Partners.  Good Stuff! 7/24/08     Check out the Top Ten Trends in retail electronic payments featured in this blog by Dave Birch from the annual Digital Identity Forum in London. 7/24/08